Growth

My grandfather ran a humble trading business. He sold textiles — mostly to other merchants who would mark them up and sell to consumers in the bazaar. His business account and his family account were, in practice, the same account.

In the world of Mekong Capital, Techcombank, and HDBank, I’ve seen a recurring pattern: Market leaders don't usually die because of a better competitor. They die because of Success-Induced Amnesia.

The single biggest risk to your bank right now isn't a competitor—it's the failure to connect your own initiatives.

Is Your Bank Prepared for the "Growth Singularity"? I apply Nobel-winning economic theory (from Romer's endogenous growth to Schumpeter's Creative Destruction) to analyze AI's true impact on finance.

This report explores the dual nature of economic growth, from its power to lift billions from poverty to its role in driving unprecedented environmental crises.