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Insights & Ideas
My passion lies at the intersection of purposeful technology and captivating experiences.
Join me on this blog as we explore the future, one post at a time.
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data-business-engineering
Headless BI in Retail Banking. One Truth, Many Consumers.
I wrote about why Headless BI matters for retail banking, and how we're putting it into practice with the Financial Wellbeing Coach, Customer Lifetime Orchestrator, and our AI Hub.
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Leadership
The World Is on Fire. Here’s What I’ve Been Thinking.
In this article: Part One: The Anatomy of a Dictator Part Two: Ideology Is Poison Part Three: The Iran Strike Is All About China Part Four: Lessons for CEOs and Founders My View: This Is the Opening Act The Through Line
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Leadership
The “Only Two Years” People
A Field Guide to Mediocrity Disguised as Wisdom. Why Some People Do More in a Month Than Others Do in a Decade?
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Platformization of Banking
The Kinetic Banking When Your Bank Stops Guessing and Starts Knowing
How We Built a Banking Brain That Actually Learns
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Book Review
The Silicon Soil
Why Banking Always Returns to the Earth — And How AI Can Finally Break the Spell
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Growth
The Hard Thing About Being #1
In the world of Mekong Capital, Techcombank, and HDBank, I’ve seen a recurring pattern: Market leaders don't usually die because of a better competitor. They die because of Success-Induced Amnesia.
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data-business-engineering
Re-Wiring Mainframe Logic for the Agentic Era
We talk a big game about Agentic Banking, but our systems are still built like a 1950s diner. Everyone is waiting in a line that never moves. The competitive edge of banking in 2026 isn't just your product—it's your latency to insight.
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Platformization of Banking
Silicon and Sympathy. Can the Bank of the Future Actually Be Your Friend?
The future of banking isn't about managing money. It’s about replacing the vending machine with a Sherpa. It’s about silicon finally learning sympathy.
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A.I.
The Algorithm of Genius book
The Algorithm of Genius is my attempt to engineer a bridge between the wisdom of the Persian Polymaths and the burnout of the modern tech world. English is not my first language (so I use modern LLM tools to help me patch the syntax here and there).
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A.I.
The Algorithm of Genius
Why We Must Reverse-Engineer the Polymath
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