Insights & Ideas

My passion lies at the intersection of purposeful technology and captivating experiences.

Join me on this blog as we explore the future, one post at a time.
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A.I.

Democratizing Intelligence

The "Cloud Tax" is currently a key impediment for many Enterprise AI strategies. Between latency, privacy risks, and exploding costs, scaling AI can feel like an uphill battle. But the solution isn't just "more cloud"—it's a smart Hybrid Architecture
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A.I.
The AI Maturity Model for Banking
The "AI tourism" in banking is officially over; the true differentiator now lies in the industrialization of intelligence.
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Growth
Why the Invisible Bank Unifies Your AI, Data Mesh, and CLV Strategy
The single biggest risk to your bank right now isn't a competitor—it's the failure to connect your own initiatives.
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Growth
The Idea Machine and the Future of Finance
Is Your Bank Prepared for the "Growth Singularity"? I apply Nobel-winning economic theory (from Romer's endogenous growth to Schumpeter's Creative Destruction) to analyze AI's true impact on finance.
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Growth
Sustainable Growth from Nobel Ideas to AI
This report explores the dual nature of economic growth, from its power to lift billions from poverty to its role in driving unprecedented environmental crises.
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A.I.
From Cloud-Bound LLMs to On-Device LSA Small Language Models
The cloud-LLM paradigm is a strategic dead end—a high-latency, stateless, and unsustainable 'mainframe' model.
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A.I.
Architecting AI with Meta Cybernetics to Elevate Experiences
as AI permeates every facet of our lives, a fundamental gap persists: the absence of genuine subjective experience, or sentience.
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Leadership
1:1 Meetings Are Bullshit: A Manifesto for Meaningful Connection
It's time to stop pushing meetings and start building a culture where your best people pull you in.
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A.I.
One Year of Innovation: How the Backbase AI Center in Vietnam is Redefining Banking’s Future
A year ago, we launched the Backbase AI Center in Ho Chi Minh City with a bold vision: to build an elite team that would redefine the future of banking. Today, on our first anniversary, I'm incredibly proud to share this blog post.
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A.I.
The Future of Banking is Invisible
Banking as we know it is a chore—a relic of a pre-AI era. We've moved from reactive dashboards to the promise of empathetic AI coaches, but the final evolution is far more radical: a completely invisible financial world.
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